FULL WEALTH MANAGEMENT

Your investments and financial plan, working together.

For clients seeking an ongoing advisory relationship, Capital360Financial combines investment management with coordinated financial planning. We specialize in high-net-worth and ultra-high-net-worth individuals and families and also work with businesses and organizations.

Full wealth management starts at $250,000 in assets under management. Compare service options and fees →

Investment Options Built Around Your Goals

Explore the choices that may support your investment strategy, selected according to your circumstances rather than a one-size-fits-all portfolio.

  • ETFs, mutual funds, stocks and bonds: Options for growth, income and portfolio construction, with different costs and risks.
  • Private equity and alternative investments: Additional strategies for eligible clients, subject to suitability, fees and liquidity restrictions.
  • Annuities and retirement income: Insurance-based approaches evaluated alongside your income needs, flexibility, costs and alternatives.

Every option involves risks and limitations. No investment category is appropriate for every client.

Explore Investment Options

What the relationship can include

  • A coordinated financial strategy: Connect investment decisions with retirement, spending, family, business, and legacy priorities.
  • Portfolio construction: Align the investment mix with your goals, time horizon, liquidity needs, and tolerance for risk.
  • Investment due diligence: Evaluate relevant investments, costs, risks, diversification, and how each holding fits the strategy.
  • Ongoing management and review: Monitor and adjust the portfolio and financial plan within the scope of your advisory agreement as circumstances change.
  • Coordination: Work with your tax, legal, and other professionals where appropriate.

Where are your assets held?

Charles Schwab and Interactive Brokers

Capital360Financial uses Charles Schwab and Interactive Brokers as independent custodians. Your accounts are held at the applicable custodian; Capital360Financial provides advisory and investment management services under your agreement.

We discuss the appropriate custodian and account arrangements based on your circumstances and service needs. Custody and investment advice serve different roles, and neither eliminates investment risk.

Before an account transfer or rollover

We review your current arrangement and relevant alternatives, including investment options, costs, services, risks, tax considerations, and account features. Moving assets is considered only after that review. Keeping an existing arrangement may be appropriate.

Understand our fiduciary standard and due diligence →

Is ongoing management the right fit?

If you want focused advice or a financial plan without ongoing portfolio management, explore our hourly, flat-fee, and retainer options. See planning-only services →

Discuss Full Wealth Management Request a Portfolio Second Opinion

Services, fees, monitoring, and responsibilities are defined in your advisory agreement and firm disclosures. Investments involve risk, including possible loss of principal.